What is CHIP?
The Children's Health Insurance Program (CHIP) provides free or low-cost health coverage for more than 7 million children up to age 19. CHIP covers U.S. citizens and eligible immigrants.
CHIP Is Available in Every State
In general, children in families with incomes up to $44,100/year (for a family of four) are likely to be eligible for coverage. In many states, families can have higher incomes and their children can still qualify.
What does CHIP pay for?
Each state designs its own CHIP program, including eligibility, benefits, premiums and cost-sharing, and application and renewal procedures. States can decide on the benefits provided under CHIP, but all states cover routine check-ups, immunizations, hospital care, dental care, and lab and x-ray services. Children get free preventive care, but low premiums and other cost-sharing may be required for other services.
Learn more about CHIP programs in your state.
Applying for Health Coverage Is Easy and Free
To get started, make a free call to 1-877 KIDS NOW (1-877-543-7669). When you call our free and confidential hotline, you’ll be connected directly to someone from your state who will help you apply. Families will need to complete an application and provide some documents. Depending on the state, you can complete the application through the mail, over the phone, or even online.
Learn more about health coverage programs in your state.